This is the Ramsey Call of the Day, part of the Ramsey Network.

So, Christina, as we are two moms with little ones, my oldest is in second grade.

So she's in full-time school, public school, and it just...

That's so great. It feels great. It feels great. You're like, wow, that's so nice. Our second grade. So she's in full-time school, public school, and it just... That's so great.

It feels great.

It feels great.

You're like, wow, that's so nice.

Our second will go to kindergarten next year, and then Charles, he has two more years.

So I feel like we're kind of seeing the light at the end of the tunnel of just kids being

in full-time school.

That's so great.

That's five days a week, which is great. But we've been in that season for seven years now

of me working kind of on and off depending on the season and how it's travel I have. And you being a

working mom now, you know, when you have little ones at home, there has to be someone there

if you don't have a spouse

that is staying home. And so for a lot of dual income families, which is a majority of Americans,

a lot of Americans are a dual income family. You're having to look at options for child care.

And it is so expensive. We feel the pain of looking at the budget and knowing what it costs and it's a real

factor. And already people, the margins are so slim in life, you know, because of inflation and

everything we're dealing with in the economy, but also just the reality of the stats that we know of

the personal finance state of a lot of people in this country of just living paycheck to paycheck with consumer debt,

with wages not going as high as they were expecting. I mean, like, you know, you bundle it all together

...