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The Ben Ferguson Podcast

Dead People Get Health Coverage & RFK helps kids from becoming Science Experiments

The Ben Ferguson Podcast

iHeartPodcasts

News, Politics, News Commentary

4.9 • 4.7K Ratings

🗓️ 19 December 2025

⏱️ 30 minutes

🧾️ Download transcript

Summary

1. ACA Marketplace Fraud

  • GAO (miswritten as “GOA”) found “significant fraud vulnerabilities” where fictitious applicants with “fake or invalid Social Security numbers” were still approved for subsidies. It says “nearly all of the fake applicants were accepted.”
  • Duplicate subsidy payments, repeated payments tied to the same SSN, and “tens of thousands” of subsidies connected to deceased individuals.
  • Brokers switched plans and enrolled people without sufficient verification, driven by commissions.
  • Quantifies “billions” in improper payments annually, citing a figure of $27 billion, but admits “exact figures are hard to find.”

2. GOP Leaders & Policy

  • Sen. John Thune describes the marketplace as “rife with waste, fraud, and abuse,” mention auto‑enrollment by insurers, and claim a “95% failure rate” (19 of 20 fictitious GAO applications approved).
  • Speaker Mike Johnson is quoted arguing the COVID‑era premium tax credit affects “7% of Americans” and—if extended without reforms—would cut premiums for that group by “5.7%.” He promotes the “Lower Premiums for All Americans Act,” said to reduce premiums “by at least 11%” and save “tens of billions.”

3. Gender‑Affirming Care for Minors

  • RFK Jr. and the Trump administration have “six decisive actions” to restrict gender‑affirming procedures for minors; claims CMS will propose barring hospitals from performing such procedures as a condition of Medicare/Medicaid participation.
  • A “peer‑reviewed report” by HHS claims doctors violate the Hippocratic oath.
  • Singles out Vanderbilt University’s TransBuddy program, implying monetary motives.

4. Economy & Inflation

  • A “tumble” in inflation to 2.7%, is attributed to Trump’s energy expansion, tariffs, deregulation, renewed market confidence, and fiscal restraint. Democratic critics were wrong about inflation risks.

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Transcript

Click on a timestamp to play from that location

0:00.0

This is an I-Heart podcast.

0:02.3

Guaranteed Human.

0:04.3

Fraud has become a major headline, especially when it deals with the Affordable Care Act,

0:11.1

which we now know is anything but affordable.

0:14.2

And now we're finding out more about your tax dollars going to insurance programs, companies.

0:26.1

And in fact, the beneficiaries don't even know it's even giving them coverage.

0:32.1

I want to take you backwards to where we learned a lot of this from the GOA fraud investigation.

0:39.4

The government accountability office used by Republicans of the centerpiece of their new expose has found significant fraud vulnerabilities in how the ACA, the Affordable Care Act,

0:46.4

marketplace processes enrollment and taxpayer subsidies.

0:51.2

Some of the key findings are truly shocking.

0:57.8

The GAA created fictitious applicants with fake or invalid social security numbers, and the ACA marketplace still approved them for subsidies and policies.

1:05.3

In fact, nearly all of the fake applicants were accepted. The report found instances of duplicate and repeated subsidy payments tied to the same

1:16.2

Social Security numbers, including one Social Security number appearing on many separate

1:21.1

policies, and that suggested poor verification systems.

1:26.0

In other words, the insurance companies know that they're going to get paid for people

1:31.1

that don't deserve the coverage.

1:33.3

But who cares if you're getting paid?

1:36.8

Tens of thousands of subsidy payments also were connected to deceased individuals as well.

1:42.9

That's right, your tax dollars going to dead people.

1:46.7

And what better client for these big insurance companies than someone that's literally dead?

1:52.5

You don't have to worry about any claims at all. It's free money. All because of fraud.

1:58.7

We also now know that the payments were going to brokers.

...

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