Brought to you by the Every Dollar app.

Start budgeting for free today.

First of all, it's a privilege to be able to ask this question because my husband and I have been following your baby steps,

and we did financial peace before we got married.

So now we're stuck, though, because we went off script.

So we started the baby steps. You're stuck because what? We went off script. So we started to baby staff.

You're stuck because what?

We went off script.

Offer.

We were following all your baby steps.

Oh, okay.

And there's no tap.

You fell off the proverbial wagon.

Okay.

So I'm hoping it wasn't a stupid decision.

But anyways, it was good intentions.

So we saved the 20% for a down payment.

And at that time, just with family circumstances, we thought we would offer for my mom to come and find property with us with two homes and whatnot and kind of get her out of her situation.

And there was a variety of reasons that played into that.

But just, you know, she could get out of debt, let's not pay for a house that she could

live in without making payments and then be able to work and save for her retirement

and whatnot.

...