Dave’s Feelings About Modern Day Tipping Culture (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 22 May 2023

⏱️ 39 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & George Kamel answer your questions and discuss: "I'm bitter after my husband took out a HELOC", Dave's thoughts on modern tipping culture, "Should I pause paying off debt to pay for my son's school?" How automating your savings and investing will help you win with money. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	caso
0:04.9	Live from the headquarters of Ramsey Solutions, broadcasting from the pods of moving
0:33.1	in storage studio. It's the Ramsey Show. We help people. Build well. Do work.
0:40.3	That they love and create actual amazing relationships. Drug Gamma Ramsey
0:45.3	personality. Co-host of the smart money happy hour with Rachel Cruz is my
0:49.8	co-host today. Open phones that triplate 825-5225. Lisa is in Indianapolis High.
0:58.2	Lisa welcome to the Ramsey Show. Hi, oh my goodness. I'm so nervous. That's okay. We've
1:05.5	never lost a patient. What's up? Okay, okay. Good. So just to get to the point here, about 15 years ago,
1:15.4	my husband took out a HELOC for an investment opportunity. 15 years ago. He took out a
1:23.4	HELOC. Okay. For an investment opportunity. And the last few years it hasn't been paying
1:30.6	dividends. It's with his company. And we started Jade's class a few weeks ago. And I love her. She's
1:41.8	awesome. And we're going through the baby steps and I just feel like we're so out of order
1:48.3	because of the header house paid off. And then he I'm sorry. Did this investment opportunity?
1:57.9	And now I feel like I'm a little bitter and I'm having a hard time being on board to pay
2:06.8	this off together because I'm just upset about it because- Where were you 15 years ago?
2:12.5	Two babies and I said I don't agree with it. And you signed the papers anyway? No, I didn't
2:23.4	sign any papers. Yes, you did. You don't get a HELOC on someone's personal residence without
2:29.7	spouse a signature. I didn't sign it. I didn't know that. Okay. And well, I it doesn't matter now.
2:48.7	There's a HELOC on your house. Okay. But I am might matter. I don't know.
2:56.2	Okay. So what do you want to do? I don't know. I was motivated to get- How much is the debt?
3:10.3	It's up to 283,000. What is your husband make? The main debt we have about we probably bring
3:19.0	in about 10,000 a month. What was his investment into his company? He bought into a partnership or what?
	...

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