Live from the headquarters of Ramsay Solutions Broadcasting from the pods of moving and

storage studios. It's the Ramsay Show where that is dumb, gaseous king and the paid-off

home mortgage has taken the place of the BMW as the status symbol of choice. We help people

build wealth, do work that they love and create actual amazing relationships. Thank you for

joining us America. The phone number is triple 8 825 225, Ken Coleman Ramsey personality

number one best selling author of the book paycheck to purpose and host of the Ken Coleman

show talking about your job, your careers is my co-host today. Open phones triple 8 825 225

Amanda's with us in Fort Worth. Hi Amanda, how are you? Hi how are you guys? Better than

we deserve. What's up? I'm needing your help to solve an argument between my husband

and I about paying off our mortgage. Okay. So he's retired and he's 66 and I'm still working

on 63. We don't have any debt except for our mortgage. We owe 100,000 on it. We're

wanting to take money out of our 401 or he's wanting to take money out of 401 to pay

the balance of the mortgage. But I always agree with that paying off the mortgage but

now it's since we've lost so much money in our 401 then I know if we take it out then

it's considered really losing it. So I just want to do opinions. Okay. So you're not

arguing as to whether to do this you're arguing whether this now or way on the market to come

back up. Exactly. Okay. So that's the only question is the timing not the actual action.

Oh yeah. We definitely want to do it. Okay. And how much is in the 401k? It was 400,000

out 300 and we owe 100,000 on the house and it's a 300,000 dollar house but we probably

have about 40,000 we can put towards in cash. We can put towards it too. So it would be

60,000 coming out. Sounds like you're invested very poorly. The market is not down 25%.

Well, what are we? Mark is down 15 to 12 to 15%. Now I don't know if we've lost 100,000

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