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Please stay tuned for important disclosure information at the conclusion of this episode.

Hi, and welcome to the Longview.

I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

And I'm Jeff Patak, Chief Ratings Officer for Morning Star Research Services.

Our guests on the podcast today are Dan Otter and Scott Dornhauer. Together they run the website 403BWise,

which is geared toward providing education and advocacy on retirement planning for educators. Dan

started 403BYs in 2000 with John Moore as a means of shedding light on the often opaque

landscape of retirement plans for K through 12 educators. Scott is a certified financial planner

and principal and owner of Meridian wealth management. He got interested in the 403B space

after researching retirement plan options available to his wife, who is a teacher. They've each

written books about 403Bs in retirement planning for K through 12 educators. Dance is called

Teach and Retire Rich, while Scott's book is called Wild West, providing fiduciary advice to public

school employees. They also host a podcast called Teach and Retire Rich, and they recently

released a short podcast series called Learned by Being Burned, Teachers in the K-12 403B. Dan and

Scott, welcome to the Longview. Thank you so much for having us.

Well, we're thrilled to have you here.

Now, let's just start with a little bit of stage setting.

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