Please stay tuned for important disclosure information at the conclusion of this episode.

Hi and welcome to the Longview. I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

And I'm Amy Arna, portfolio strategist for Morningstar.

Our guest on the podcast today is Dan Haylett, who's the author of a new book called The Retirement

You Didn't See Coming. Dan is a financial planner and head of growth for TFP financial planning

based in the UK. Dan focuses on financial planning, retirement planning, and life planning

for people over age 50. He also hosts a podcast called Humans versus Retirement

that is centered on the behavioral aspects of retirement.

Prior to joining TFP, Dan occupied several positions

in the asset management industry.

Dan, welcome back to the Longview.

Christine, thank you so much for having me back on your wonderful podcast.

We're really excited to have you here. We wanted to talk about your new book, which is called

The Retirement You Didn't See Coming. And I wanted to talk about this humid side of retirement.

You've worked with clients on their retirement plans for years. What were

your first clues in working with people about to retire or in retirement that the human side

of retirement planning is actually more important than the numbers? Yeah, I kind of, I say that I was both

lucky and slightly unfortunate in some of my very first

dealings many years ago with some wonderful clients.

And it really hit me hard.

I'd done what I thought was a wonderful job.

I think it was the second ever client I worked with when I become a financial planner and was let loose on delivering this stuff out in the world.

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