Daily English 760 - Paycheck Deductions
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4.6 • 2.5K Ratings
🗓️ 7 July 2026
⏱️ 20 minutes
🔗️ Recording | Apple Podcasts | RSS
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Summary
Learn how to talk about your paycheck and the money taken out of it. Bill opens his first paycheck and Carol explains the deductions.
Dialogue/Story
Bill: It's about time! I've been waiting for my first paycheck and now it's finally here. I'm ready to party this weekend! Whoa!
Carol: What's the matter?
Bill: What happened to all my money? The amount of this check is a lot less than I expected it to be.
Carol: Yeah, my first paycheck was an eye-opener for me, too. Look at the pay stub and you'll see all of the deductions. After federal income taxes, state income taxes, and FICA, you're not left with a lot of money.
Bill: You're right, but what's FICA?
Carol: Those are taxes for Social Security and Medicare. Did you sign up for a retirement plan? If you did, those retirement contributions are deducted, too.
Bill: Thank God, I didn't. But you know what? That still doesn't account for all of the deductions.
Carol: Let me take a look. Oh, it looks like your wages are being garnished.
Bill: They're garnishing my wages? What for?
Carol: Uh, do you have to pay child support or something like that?
Bill: Oh, yeah, I guess I do. I'd forgotten about that. I guess I'd better change my weekend plans.
Carol: I guess so.
Transcript
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| 0:00.0 | Welcome to English as a Second Language Podcast, number 760. |
| 0:06.6 | Paycheck Deductions. |
| 0:13.0 | This is English as a Second Language Podcast, episode 760. |
| 0:19.7 | I'm your host, Dr. Jeff McQuillan, |
| 0:23.0 | coming to you from the Center for Educational Development. |
| 0:28.7 | I almost forgot where I was from. |
| 0:31.6 | Oh, yeah, beautiful Los Angeles, California. |
| 0:36.0 | Dot com to download it. |
| 0:38.7 | This episode is a dialogue between Bill and Carol about paycheck deductions. |
| 0:46.2 | This is money that your company takes out of your paycheck, |
| 0:52.8 | what you get paid every week or every month, for a variety of |
| 0:58.0 | purposes. Let's get started. |
| 1:05.4 | It's about time. I've been waiting for my first paycheck, and now it's finally here. |
| 1:16.0 | I'm ready to party this weekend. |
| 1:19.9 | Whoa. |
| 1:21.5 | What's the matter? |
| 1:24.1 | What happened to all my money? |
| 1:34.2 | The amount of this check is a lot less than I expected it to be. |
| 1:50.2 | Yeah, my first paycheck was an eye-opener for me, too. Look at the pay stub and you'll see all of the deductions. After federal income taxes, |
| 1:57.5 | state income taxes, and FICA, you're not left with a lot of money. |
| 2:01.3 | You're right, but what's FICA? |
| 2:07.1 | Those are taxes for Social Security and Medicare. |
... |
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