Summary
Crowdfunding involves asking a lot of people for typically small amounts of money. It's done online as a way of financing businesses, individuals, charities or the development of ideas. There are different ways to do it including making a donation, giving money in return for shares in a business, providing a loan or receiving a reward linked to the fundraising project in return for your cash.
Joining Adam Shaw to discuss the rules, risks and potential rewards of crowdfunding are Gerald Oppenheim Chief Executive for the Fundraising Regulator, Jes Bailey Founder and Consultant with Crowdfund 360 and Bruce Davis, Director of the UK Crowdfunding Association and also Co-Founder and Joint Managing Director at Abundance Investment.
If you have a question for the panel or want to share your experience of crowdfunding as a donor or as a fundraiser call 03700 100 444 after 1pm on Wednesday 22nd May or send an email before then to moneybox@bbc.co.uk
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Presenter: Adam Shaw Producer: Charmaine Cozier Editor: Emma Rippon
Transcript
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| 0:00.0 | You're about to listen to a BBC podcast, but this is about something else you might enjoy. |
| 0:05.4 | My name's Katie Lecky and I'm an assistant commissioner for on demand music on BBC Sounds. |
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| 0:35.0 | check out BBC Sounds. |
| 0:41.2 | BBC Sounds, music, radio, podcasts. |
| 0:46.2 | Welcome to this download of Moneybox Live, the program about your money. |
| 0:49.5 | And today's program is all about crowdfunding. |
| 0:50.8 | That is coming up in a moment. |
| 0:52.8 | But we have a very important guest in the studio. |
| 0:54.3 | She sneaked in Ruth Alexander, who is very busy preparing some special programmes over the summer, which I've heard |
| 0:58.7 | whispers, but I don't know much about. Well, it's going to be called the Money Clinic for |
| 1:03.2 | programmes where we're inviting people to come and sit down with a trained counsellor and talk |
| 1:07.8 | about their finances and their relationship with money and with one |
| 1:12.0 | another. So we're looking not so much about the practical side of money, but more about the |
| 1:15.9 | emotional and behavioural side. So, you know, maybe you're wondering how best to share your |
| 1:22.5 | finances, perhaps with a new partner or perhaps there's been a change in circumstance like |
| 1:26.9 | your income has lowered. Maybe you've had a new baby or perhaps there's been a change in circumstance like your income has lowered. |
| 1:28.1 | Maybe you've had a new baby or you've gone part-time or perhaps one of you's lost your job. |
| 1:34.1 | And that's tipped the balance of the finances in the household and it's causing tension. |
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