Credit scores, known for being numbers, famous for being scary.

Nobody thinks much about them, worrying, but otherwise no.

So let's have some fun.

Let's find out why credit scores are secretly incredibly fascinating. day.

Hey there, folks.

Hey there, Cipelopods.

Welcome to a whole new podcast episode, a podcast all about why being alive is more interesting than people think it is.

My name is Alex Schmidt and I'm not alone.

I'm joined by my co-host Katie Golden.

Katie!

Yes.

What is your relationship to or opinion of credit scores?

Credit score go up.

Credit score go down. You can't explain that. I don't know.

I mean, I find it very odd. Almost. We'll talk about it, but almost. Yeah. I think my credit score is actually fine.

The thing is what I remember learning is that if you don't have debt sometimes, like if you don't

take out multiple credit cards and don't have debt or have loans and stuff, your credit report

actually suffers, which I always found strange because I felt like I was very responsible with money.

But it was like, oh, no, you need to, like, if you want to improve your credit score,

you need to, like, actually open up more than one credit card and actually, like,

accumulate a little bit of debt and then pay it off.

Like, you shouldn't just be using your debit card all the time.

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