Credit Scores 101 with Monique White
Bad With Money With Gabe Dunn
Gabe Dunn | Diamond MPrint Productions
4.6 • 2.6K Ratings
🗓️ 20 February 2024
⏱️ 44 minutes
🧾️ Download transcript
Summary
It's another amazingly comforting 101 money episode! This week it's credit and credit scores. Self Financial's Monique White joins the podcast to explain credit scores. How do you get one? Why do you need one? What does your score mean? And what can you use it for?
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Transcript
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| 0:00.0 | You got problems that you ought to be concerned with move on. |
| 0:04.0 | You don't know how you're supposed to earn it or what to do with it or how to keep it. |
| 0:08.0 | You're a freak with a dark shameful secret. |
| 0:11.0 | But you're not the only one. |
| 0:13.0 | It's your hidden financial fears with a blast of sun. |
| 0:16.0 | Now your healing has begun. |
| 0:19.0 | It's bad with money with gave S Dunn. Done. |
| 0:30.0 | Hello and welcome to Bad with Money, a show about finances and feelings where we don't talk down to you. I'm your host, Gave S Dunn, and I am here today with Monique White. |
| 0:33.7 | Can you explain to my audience who you are and what you do? |
| 0:36.8 | Yes, so my name is Monique and I'm the head of community at Self Financial |
| 0:41.5 | where a credit building platform that's on a mission to help people build credit. |
| 0:45.6 | So can you explain what building credit is? |
| 0:47.8 | Yeah, so essentially you need credit for a lot of things, right? |
| 0:52.3 | So renting an apartment apartment buying a car |
| 0:54.5 | purchasing a home and based off your payment history and how you manage debt and |
| 1:00.0 | money you are given a score and so because of that you know that score that you have you have the ability to |
| 1:06.4 | finance certain things so building credit is really important not only for long-term wealth |
| 1:11.7 | building like purchasing a house but even for everyday |
| 1:14.0 | essentials like insurance premiums they'll take a look at your credit report |
| 1:17.8 | opening up a phone bill depending on your score you might have to put a certain deposit down so everything is pretty much based off of a credit system and your payment history and how well you can pay money back. |
| 1:31.0 | How early can you like start building credit? |
| 1:34.6 | Because I think this is very mysterious to people. |
... |
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