brought to you by the every dollar app start budgeting for free today jade we were talking during the

break about something that we've been seeing a scary trend that's been happening for 30 years now but

it's only getting worse with time and that is the idea that the credit score is the scoreboard that

you need to win financially and it's ingrained in us

at a young age. I mean, to the point that that last caller on his 18th birthday at midnight,

it's like, I got to get my first credit card. And I don't blame him for that. That's culture telling us.

They're saying it's a necessary right of passage to becoming an adult. Yes, to the point. To get your first credit card out of 17.

Yeah, George, we had a caller calling in last week.

I think I was on with you.

Maybe it was Ken, but she was so sweet, you know, and she just was like, hey, I'm just calling.

I want to know what's the best credit card I should sign my son, my son up for.

He's going to be 18 years old. And so, of course, you know, I told her the,

the information around credit scores and how really it's just your interaction with debt, how much

debt you have, how long you've had it, the different types of debt you've had, what percentage

of your debt that you're actually using to what's available. And that's how they measure your

credit score. And so as we do, we pulled that clip and posted it on

social media. And the responses were wild to me because it just shows society has done a really

good job of just masking the idea that you can be free and just completely taking up all the space saying,

you must have a credit card. Because in the comments, if I can just read.

Can I guess what they were? I'm guessing it's like these people who you would think are paid

by the credit bureaus and credit card companies to defend them. Yeah. I love this one. It says,

hey, this is an idyllic response. This is not a real-world response.

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