Barclay's ready-made investments. The clue's in the name. Not Barclays, where do I begin investments?

You can start from £50. That's why they're not difficult to get started investments either.

And you can choose your risk level, so they're hardly in at the deep end investments.

So if you've got savings and you want to help grow your money over five years or more, then search

Barclays ready-made investments.

Make money work for you.

Investing is not for everyone.

The value of investments can fall as well as rise and you may get back less than you invest.

T's and Cs apply.

Hi, everybody and welcome to happiness isn't brain surgery, practical tools to improve your mood

and quality of life.

Today we're going to be talking about how to create a rich and meaningful life.

And when I work with my coaching clients, this is really where we start.

And even when I work with my counseling clients, this is the beginning of identifying what is it that we're working toward.

I mean, obviously, if I'm working with a counseling client

and they're coming to see me because they're depressed, they don't want to be depressed anymore.

Well, yeah, okay, I got that. But once you're not depressed, what are you going to be? What does it

look like? What are we working towards? What kinds of things do you want to do that you're not doing now?

What kinds of ways do you want to feel that you're not feeling now?

And how can we make that happen?

Recovery is not just about eliminating something.

You have to put something in its place.

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