for most of your investing life you've probably heard about the importance of asset allocation,

how it's critical. And that is true until you reach retirement, and that's what we're going to talk about today

on the retirement Answer Man show.

Welcome to the show.

My name is Roger Whitney.

I am your host.

And this is the show dedicated to helping you not just survive retirement.

We're here to help you rock retirement to make the most of this only life you have where you have a ton of time freedom.

We want you to rock it. So today we're going to talk about

how investing is different and how we allocate assets in our practice and give the framework for you to hopefully manage some of this market risk that we all worry about so much.

Now before we get started, a word about February, because we're here at the end of January. In all of February, we will be talking about

long-term care, about what is long-term care, how severe is the risk and likelihood that we might have to deal with it?

And then how do we actually transfer some of this risk?

What are the tools available currently?

So we can build a framework for you to make a good decision for you.

So that's going to be all of February. But before we get started, let's have a word from our sponsor.

Hey Roger Whitney here for the Rock Retirement Club.

This is our online community where we have over 300 people walking life together

and learning how to make the most of the only life we have. We have great people. We provide world-class education on all the steps you need to take to be able to rock retirement.

And one aspect we have is what we call financial basics, very much like the What's That Mean segment, but goes a lot deeper, where every month we train on a specific topic or issue and give you the knowledge you need to be better equipped to make

financial decisions. So if you're interested in world-class education on

retirement plus being able to crowd source and share the collective wisdom of the club,

...