From PRI, Public Radio International and KCRW Santa Monica, this is To the Point.

Cracking down on the credit card business.

Hello again, I'm Marvin Alney, and this is To the Poet from Public Radio International.

A daily look at the issues, Americans care about most. During good times, consumers

were seduced with easy credit. Now, angry cardholders tell stories about rising interest rates

and decreasing limits. Card companies, including some banks with taxpayer bailouts, are changing

the rules. Congress wants to rewrite the fine print, and President Obama may get a bipartisan reform

bill to sign by Memorial Day. Some sleazy practices might be ended, but credit might also be

harder to come by in times of need. Is that necessarily a bad thing? We'll look at the pros and

cons. On reporters' notebook later on, Predatorrones in Pakistan. First, here's the news.

Support for To the Point comes from subscribers of KCRW Santa Monica and from the Public Radio

International Program Fund, whose contributors include the Ford Foundation, the John D. and Catherine

T. McArthur Foundation, and the Rockefeller Foundation, and its campaign for American workers. More at rockfound.N. Catherine T. MacArthur Foundation and the Rockefeller Foundation and its campaign for

American workers. More at rockfound.org. Hello again. Morin Alney, back with To the Point. During

good times, credit card companies were denounced for offering easy credit. Now they're under fire for

tightening up. We'll hear the pros and cons of a bipartisan credit reform bill that President

Obama says he wants to sign.

On reporter's notebook, the government of Pakistan now has a say in how U.S. predator drones are used against the Taliban in its country.

First, this news update at the first congressional hearing into allegations of torture, retired FBI special agent Ali Sufahan repeated what he's told reporters

about the interrogation of al-Qaeda operative Abu Zabada, who was subjected to harsher and

harsher methods. Waterboarding itself had to be used 83 times, an indication that Abu Zubeda had

already called his interrogator's bluff. In contrast,

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