This is a paid message from the 2024 holiday gift guide for book lovers from CT Creative Studio at Christianity Today.

We believe in the miraculous magic of books.

This Christmas, we invite you to share the magic of reading with a book that's perfect for each person on your gift list.

Visit Christmas Gift Buying Guide.com to browse our books.

E-sigs don't burn tobacco leaves, and they come in lots of flavors.

That's what tobacco companies tell you.

Here are three things tobacco companies don't say.

One, many teens don't know their flavored e-sigs have nicotine.

Two, nicotine is a poison that can rewire the teen brain.

Three, 80% of kids who tried vaping did it because of the flavors.

So even when it tastes like candy, nicotine is brain poison.

Go to Flavorshookookkids.org for more.

Hi, I'm Jay Farner, CEO of Quicken Loans, America's largest mortgage lender.

Spring is prime home buying season.

So if you're thinking about buying a home, right now is the time to lock a low rate,

which can save you money every month on your new mortgage.

With our exclusive rate shield approval, the low

rate you lock today is protected for up to 90 days while you shop for your new home. With a

rate shield approval, if rates go up, your low rate stays locked. But if rates go down, you get

that new even lower rate. Either way, you win. Talk to us today at 800 Quicken or go to RocketMortgage.com to take advantage.

Here's another great reason to work with us.

For a record nine years in a row, J.D. Power has ranked Quicken loans,

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