Hello, I'm Ed Butler. Welcome to Business Daily from the BBC. Coming up, the dangers of smartphones

and fitbits, not physical dangers, you understand, ethical dangers, health monitors that insurance

companies are encouraging us to use. How intrusive can these insurance companies get if they can

track the data on your mobile phone or your

wearable device. There's an ethical line there that I think we're dancing upon. Yes, today we're

looking at the measuring of risk. Is the introduction of these electronic bracelets a Pandora's box

of moral hazards? If people say, I won't put on the bracelet, insurance companies will draw conclusions from that.

Well, if you were already exercising and if you had a healthy lifestyle, you'd have nothing to hide.

You wouldn't mind putting on the bracelet.

That's all to come in Business Daily from the BBC.

We'll get a louder! We'll get us! The sound there of some teachers angrily protesting in the year.

In the US state of West Virginia earlier this year.

They were angry because among the proposed changes to their working conditions

was a so-called workplace wellness program

called Go-365. Basically, it was a phone app to track the workers' steps, more steps, more health points,

without which people get penalised with higher health insurance costs.

Well, that was how it was understood anyway.

And the teachers did not like it.

Yep, pretty angry. The battle was eventually won, though, by the unions. Go365 was dropped from the

government's proposals there. But the idea of introducing wearable devices and data collection as a part of U.S.

health insurance coverage does seem to be, well, quite a thing these days.

At John Hancock, we want to help you live a longer, healthier life.

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