Welcome to the Jill on Money Coronavirus Market Update. It is Monday, August 31st, the last day of August. I can't believe it. I mean right?

Aye yeah these months they go by it's crazy. So if you've got a financial question if you've got a financial question, if you've got a career question, if you've got an education

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Ask Jill at Jill on Money.com.

That's Ask Jill at Jill on Money.com.

Let's talk to Regina, whose subject is helping my adult child and his family during the pandemic.

Okay, here's the message. My son and daughter-in-law were both employed in the entertainment field.

They were behind the scenes in the theater, before the pandemic.

At this point, it doesn't look hopeful that they will be returning to work until the spring of

2021. I know God theater in New York it's going to be rough. Here's the issue. They

purchased a house about 18 months ago. I thought that I might be able to help

them make some payments on the mortgage by just paying the interest for five to six months

before those payments are due with a thought that they wouldn't have to make

any full mortgage payments for the next five to six months. There is no prepayment penalty

clause in their mortgage. However, this does not seem to be the case. The mortgage

company told them a prepayment would just shorten the length of the mortgage. Is that correct?

Doesn't seem fair, especially in the dire situation a lot of people are finding themselves in any insight you could provide would be appreciated as I'm very concerned about them and my grandson.

The other big concern is that they are soon going to lose their health care coverage.

Do you have advice on that subject?

Well, this is a terrible situation, Regine. I'm so sorry to hear about this.

All right, let's look at these two things. The mortgage, they should go to the lender

and they should be asking for forbearance which means they should be asking

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