Welcome to the Jill on Money Coronavirus Market Update. It is Wednesday, July 22nd.

And this is the program where we are trying to walk you through these very strange times and be your financial coach, your pat on the back, your resource when you have a question that is vexing you about your money.

So if you have something that's going on, maybe you're going through a tough time because

of the virus, maybe your life is basically unchanged financially

because of the virus, we don't care.

But what we would like is for you to send us a note.

Our email address is Ask Jill at Jill on money.com and of course you can reach us through

our website Jill on money.com that is where you find all of the stuff that we do, our articles, our old shows, TV appearances,

and our great resource section that Mark has put together.

So check it out, Jill on Money.com.

Okay, this is a message from Roy who says,

could you please explain the pros and cons

of dividend or income investing?

As a retiree, I've done well trading stocks for many years but I know at

some point I'll have to stop. Is it practical to try to live from dividend or income investing?

If your opinion is yes, can you please explain the basics of

doing so? I've seen so much controversial information on the issue. So the idea of creating a portfolio that will generate the income you need from it is different than just accumulating assets.

This is a longer conversation and actually we're going to have a guess that is going to talk about bond investing with us. So I want you guys to be psyched for that. But essentially, the idea here is that when you're buying a stock that is poised for growth, you know, all you

wanted to do is to go from zero to a hundred as fast as possible. That's what you hope.

But when it's dividend or income investing you're buying a

stock because of the dividend or the return of profits it is providing you and also

you're buying a bond for the income it's providing you from the coupon. So when we think

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