Welcome to the Jill on Money coronavirus market update.

It is Tuesday, August 25th, and we are still here every single day, holding your hands,

reading your emails, and responding to your questions.

We started doing this a while back on March 14th,

to be precise. And I don't know if we've had a day where the emails started to diminish. Have we

Mark? Has there been any drop off from this deluge that have come pouring in since the beginning of the pandemic, zero drop-off, he says.

So for the time being, we're going to keep doing this.

Mark May at some point, if he ever actually cares about me, will read the questions

and help me answer them as well.

But, you know, I think that he kind of loves this idea of being the mysterious

man. He's been on microphone twice, Mark? Oh, yeah, I think you were on the radio show. That's right.

Maybe we're going to have to do something to change that. Maybe post-Labor Day, he says. All right,

we'll let you know, at least once, maybe.

If you have a financial question, send us an email.

Our email address is Askjil at jillonmoney.com.

Oh, I love this email already from Ben because there's a little, like, mini spreadsheet embedded in this.

I love this. Okay. Ben writes, I'm a newer listener. I first

discovered you from NPR's Life Kit podcast and then read, okay, listen to your book. Now I'm a

regular listener to the podcast when taking our dog Dozer for a walk photo below. Oh man, dozer's got some great ears. First question. We've been

listening to the podcast. We've been thinking about refinancing our mortgage. And then today,

our original lender, Wells Fargo, bought our mortgage after we closed, reached out about refinancing.

If I'm understanding the concept and doing the math right,

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