Welcome to the Jill on Money Coronavirus Market Update. It is Saturday morning. It's the weekend.

So let's get through some of these questions so you can start your day, you can get on with it,

you can do what you need to do to clear your heads.

We totally love that you are in touch with us we want to keep this going please if you got any

sort of financial issue going on just send us an email ask Jill at Jill on

money.com that's ask Jill at Jill on Money.com. That's Ask Jill at Jill on Money.

Don writes, target date retirement funds are designed to automatically

rebalance adjust account holdings based on your anticipated year of retirement.

I've not seen anything that discusses what to do after you pass the target year and are actually

retired. Should you remain invested in the Target Date Fund held at retirement,

move to a Target Date Fund with a future year of retirement, or change your investments to something

else? Thanks and really enjoy the short daily podcast.

I like the short ones too, Dawn.

Well, here's the thing.

Target date funds are sort of tricky because we now have sort of the first generation

of people who are retiring with them.

And essentially what they're supposed to do is not just get you to a retirement age,

but target a retirement age, but then presume that you live through a couple of decades where you're going to need the money.

Each one of these Target Date funds is slightly different.

It requires you to do a little bit of work to find out what's in it and how they change the allocation

in the future.

The one way you might be able to see that is to look at a current target date fund.

...