Welcome to the Jill on Money Corona virus Market update.

We are recording this on Easter Sunday,

blasphemous, in the afternoon after I have successfully died my roots. That was my big

Easter project and that may be seeming like a silly thing to do but but you know what? I needed to do it and it felt very satisfying.

Today we are delighted because we have a caller and it's so much more fun when I have someone else talking with us and especially during

this pandemic and all the questions that arise I think that talking to one another is

really helpful so I welcome to the program Rachel. Rachel

how are you doing? Are you healthy or things going okay for you?

Hi Jill, thank you so much for having me on your show. I am thankfully healthy and

staying indoors. And what do you do for a living? I am a veterinarian. Oh my gosh so has your professional life changed dramatically with

the virus are you still doing emergencies what are you doing here?

So we absolutely have changed you, we are trying to limit appointments to

emergent cases and you know surgery to emergent cases obviously and yeah I mean I think we're all just trying to do the best we can we're

limiting contact with owners with very difficult and emotional situations.

Oh well how can I help you today?

What's going on?

Well, so I am young and single and I have always managed my money on my own but I am just trying to figure out

when would be a good time to hire a financial advisor even or if I need one per se.

I know kind of the general rules of financial, you know,

personal finance management, but I know I'm not the best that I can be doing

probably that there's... Maybe you're doing just fine. just fine so okay so you said you're

single and you tell us you're a veterinarian tell us how your cash flow is before

...