Welcome to the Jill on Money Coronavirus Market update. It is Monday, August 3rd.

Yousa. It's August. Mark, how does this happen? How does this happen? It seems unbelievable to me.

Perhaps you had a nice restful weekend, that's great. I think that this is going to be an interesting week. We're going to have a jobs report out on Friday. So we'll see how the progress was going in the labor front. And we will also continue to answer your questions.

The best way to get in touch with us is to send us an email, ask Jill at Jill on Money.com.

And if you happen to be on our website,

Jill on Money.com, there's a contact button.

Just click it and you'll get to us.

Kristen writes, I appreciate your advice on the podcast,

and I was curious what you think about my situation.

I'm 47 years old, divorced, employed,

and I make around 175 grand a year.

I max out my traditional 401k and I get a 10% employer match. I also max out my health savings

account. I put an additional $800 per month in a taxable brokerage account.

I have about $140,000 in that account.

It's primarily invested in low-cost exchange-traded funds

and mutual funds. I have about $80,000 in cash, a half a million dollars in retirement

accounts. I have a mortgage with about $90,000 left on my home. The mortgage interest rate is 3.5% and the house is worth $260,000.

Okay, here we go. I have been aggressively trying to pay down the mortgage with extra money from bonuses.

My thought was that it's a conservative way to diversify. I look at it like a guaranteed 3.5% similar to what people might get with bonds.

I don't have any bonds in my portfolio. Interesting.

Also, Kristen has two rentals, interest rates on the mortgages there, 4%.

One is $60,000 with a home value of $85,000,

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