Welcome to the Jill on Money Coronavirus Market update. We are recording it's Monday morning,

10-20 Eastern Time. As I speak to you, the markets are trading a little bit lower, but whatever, you know, let's forget about the markets.

Not a lot of economic news, which is why Mark and I decided we would try to bang out more of your questions as early as possible.

Also, duly noted that I'm just in better shape early in the morning versus later in the afternoon. Let's be honest. So let's remind you

that if you'd like to reach us you just send an email ask Jill at Jill on money.

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It's very easy. Okay, so Jeff writes, I'm

curious if you could shed light or opinion on my children's accounts. These are

kids 529 and Utmy accounts.

Okay, so there is a 529 account through Vanguard.

They live in California and an Utmy account.

And Jeff says, I put in $100 a month into each account $400 per month total. I plan on using the

using the 529 for college and I set up the Utma account for extra college funding,

first car purchase, wedding gift, oh boy, home down payment, my gosh.

The Utmiz, they are 100% invested in Vanguard Total Stock Market Index.

Their 529s are 50% 50% total international index. I know Jill will say take care of your retirement first,

which I've done. Okay, good. Maxes out 401k and a Roth. I also have a taxable

brokerage account. I have a 350,000 dollar mortgage and currently paid the minimum, only because Jill

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