This is Motley Fool Answers. I'm Alison Southwick and I'm joined as always by Robert Brokamp,

personal finance expert here at the Motley Fool. Hello, Mr. Brokamp. Hello, Ms. Southwick.

It's the mailbag episode. And with the help of Ross Anderson from Motley Fool Wealth Management, we'll answer your

questions about tax loss harvesting. If you really need life insurance, bonds versus bond funds,

and more, so much more on this week's episode of Motleyful answers. So, Ross, how have you been?

I am fantastic. Thanks for asking and thank you for having me.

Man, we are always happy to have you on the show.

And it's always nice to see your face, even if it's just over Zoom.

So for the folks out there who aren't familiar, Ross, why don't you introduce yourself?

My name is Ross Anderson.

I'm a certified financial planner with Motley Fool Wealth Management.

A sister company of the Motley Fool.

Correct. We are a sister company and come visit us, foolwealth.com.

And DJ and drummer and is it you or your wife who's the tuba player?

That is my wife. That's the Tuba player.

Fun household to be in.

I don't know if Ross is also always that proud of talking about

his extracurricular activities. Do you feel that that undermines your seriousness as a financial

planner? You know, it's funny. Early on in my career, I definitely had nerves about that because it was

like, who wants to take financial advice from the drummer in a bad rock band. So at this point,

I've come to peace with it and I'm much more comfortable sharing that piece of my life.

Well, I trust your advice, even if you are a drummer in a bad rock band. Are you still a drummer

...