You're about to listen to a BBC podcast, but this is about something else you might enjoy.

My name's Katie Lecky and I'm an assistant commissioner for on demand music on BBC Sounds.

The BBC has an incredible musical heritage and culture and as a music lover, I love being part of that.

With music on sounds, we offer collections and mixes for everything, from workouts to

helping you nod off, boogie in your kitchen, or even just a moment of calm. And they're all put

together by people who know their stuff. So if you want some expertly curated music in your life,

check out BBC Sounds.

BBC Sounds, music, radio, podcasts. Hello, there's just one subject on Moneybox today.

How do we cope with the shock to our finances and to our confidence about the future caused by coronavirus?

Millions of people are getting help from the government to replace some of their

pay or their self-employment income, but as we've revealed our moneybox over the last couple of

weeks, millions more are falling through the gaps and being told to claim benefits instead.

Even those who get help will find their income considerably lower than it would have been,

and everyone's using more heating and, of course,

hot water as they live at home for extended periods. So in this money box, we look at how to manage

on a lower income, how to boost it, and how to deal with the anxieties that an uncertain

financial future inevitably brings. Let's hear first from Katie Riddle. Kate is a pianist and a music teacher. She works in schools

where she is employed, but she makes some of her income as a self-employed home music teacher.

Last year she took maternity leave. That meant that far more than half her income came from her job,

not her self-employment. And that means she can't

claim under the self-employment scheme. Now, her employer could furlough her under the job

retention scheme, but they've said no, as they're entitled to do. So she falls through two

...