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The Ramsey Show

Controlling Your Own Behavior Is Half the Battle to Building Wealth

The Ramsey Show

Ramsey Network

Self-improvement, Investing, Business, Education

4.636.7K Ratings

🗓️ 28 October 2024

⏱️ 84 minutes

🧾️ Download transcript

Summary

📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & George Kamel answer your questions and discuss: "Is it okay to continue renting indefinitely?" "Should I continue to wait on buying a home?" "My identity was stolen; how do I start over?" "I got a court order for a credit card I don't own," "Do we need to finance a roof repair?" Talk Nerdy to Me: Explain Dollar Cost Averaging "How much house can I afford," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for18% off at The Nokbox 🏛Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ❤️ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions  🚢 The Live Like No One Else Cruise is booking fast!  🏖️ Invest in Your Future With a SmartVestor Pro 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The From the Ramsey Network app, it's the Ramsey Show. I'm your host Jade Warshan

0:18.4

next to me is George Camel and we are who you got for the next couple hours taking calls about your life and your money.

0:25.0

If you want to get involved it's an easy call you can call 1-888 825-52-25 and we'll hook you up

0:32.0

with the best advice that we could possibly come up with isn't

0:34.5

that right George.

0:35.5

Call us now for your free financial reading.

0:37.3

All right here we go.

0:38.6

Let's go straight to the phone lines.

0:39.9

We got Vinny and Atlanta GA. What's going on, Vinny in Atlanta G. A. What's going on Vinny? Hey how you guys doing? We're

0:45.7

doing good. How can we help today? Hey so I am 24 years old. I live in Atlanta. I am

0:51.9

doing my dream job. I'm a Bible teacher at a Christian

0:54.8

school and I want to kind of figure out how I can either up my income do something to allow my wife

1:02.4

to stay home I'm getting a lump sum of $50,000 in November on my birthday.

1:08.0

So I want to know if there's something I can do to use that money to be able to up my income or if I'm able to use

1:14.2

that in some sort of way to, you know, I want my wife to stay home.

1:18.8

What's the 50K for?

1:19.8

Why are you getting that?

1:21.2

Yeah, so I've actually gotten,

1:23.4

there was a lawsuit from like my family from years ago.

1:27.3

So I've actually gotten $50,000 before.

1:29.7

This will be my last payout,

1:31.0

but I've gotten that before.

...

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