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The Ramsey Show

Control the Controllables (Don’t Wait for Washington To Save You)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 28 June 2024

⏱️ 120 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app! Jade Warshaw & Dr. John Delony answer your questions and discuss: "My credit card debit is ruining my family," Jade & John's takeaways from the presidential debate, "How do I teach my kids healthy money habits?" "Should I cash out my whole-life policy?" "I feel stuck and don't know how to invest," "How do I get my wife on board to pay off debt?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Yrefy: Call 844-2-RAMSEY or go to Yrefy.com/Ramsey Christian Healthcare Ministries: Find out more at CHMinistries.org/budget Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💼 For business and leadership insight, listen to The EntreLeadership Podcast. 📈 For help with investing, get connected with a SmartVestor Pro. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

From From Ramsey Network, you're listening to the Ramsey Show. I'm your host Jade Warsaw,

0:18.6

joined by your other host, Dr. John Deloney, we're taking calls for the next couple of hours about your life and your money,

0:26.1

so give us a call. The number is triple 8. 825, 5 225 and we will get into it. We'll get knee deep and all the things that you're going on and what's going on in your world. So give us a call. Let's go straight to these phone lines, John. We got Alex who's in Boulder, Colorado. What's going on, Alex?

0:44.3

Hi, I am in a bit of trouble, actually.

0:49.3

Okay. So, I guess I don't want to get to start.

0:55.0

So I guess in the last year I've been building up some debt,

1:01.0

kind of hiding it for my family, and it all recently came out and

1:10.4

pretty much just tearing apart my family at this point so how much debt man is

1:16.7

about $50,000 are you is all credit card

1:22.0

What are you buying? So that's the worst part is not really buying anything. It's actually streaming. So I used to play video games a lot. I'm actually in the military, so I used to play video games as a way to kind of cope and basically I got into streaming and watching other

1:47.0

streamers play video gaming and kind of helped pass the time and especially when I'm at work and I just I kind of got

1:57.8

into the whole gifting subscriptions couldn't really control it I can I can say I've never been addicted to anything ever in my life.

2:06.3

But you can't. It has got to be the closest thing. Yeah, you can't. You're right. I can't say that. I guess the definition of addiction is a pattern of

2:16.3

behavior that continues after the person knows that it is hurting me and I

2:21.6

continue to do it anyway.

2:22.8

Can I tell you, Alex?

2:24.8

I, I, and this is me just being straight up with you.

2:27.6

I don't know if I fully believe you.

2:30.0

What else were you spending?

2:32.0

50,000.

2:35.0

I only see that in extreme, like you suddenly have somebody else that you're courting or you have you're struggling with drugs you're struggling with gambling

2:47.6

It honestly I know it sounds crazy but that literally is it it was uh you just sit there watching

...

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