Conquering Investment Fears and Risks (SB1669)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Education, Business, Money, Investing, Financial Planning, Cfp, Personal Finance, Retirement

4.4 • 2K Ratings

🗓️ 11 April 2025

⏱️ 66 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Feeling anxious about where your money’s going? You’re not alone—and you’re not without a plan. In today’s episode, Joe is joined by OG, Mom’s neighbor Doug, and two sharp minds from the personal finance world: Paula Pant from Afford Anything and Dr. Jordan Grumet from Earn and Invest. Together, they take a deep dive into the many faces of investment risk, from the obvious to the overlooked.

Because when it comes to your financial future, the real danger isn’t just volatility—it’s misunderstanding the terrain.

Whether you're dipping a toe into international markets, piling into real estate, or wondering if your long-term plan can survive a little inflation, this episode will help you better understand the risks that matter—and avoid the ones that don’t.

💡 What’s inside:

Why market risk feels scary—but often isn’t the real danger
How liquidity and time horizon risks can quietly erode your strategy
The danger of overconcentration (ahem, putting all your eggs in one ETF)
What inflation, reinvestment, and credit risk mean for your future
How to navigate longevity and foreign investment risks without flinching

And of course, the basement wouldn’t be the basement without a few detours—including a surprise milkshake debate and Doug’s trivia segment that takes a sharp left into apple peels, Johnny Appleseed, and questionable coalition logic.

If you’re ready to face the real dangers of investing—and stop fearing the ones that don’t deserve your attention—this episode’s got you covered.

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

Enjoy!

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Transcript

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0:00.0	What a filthy job.
0:02.8	Could be worse.
0:04.0	How?
0:05.1	Could be raining.
0:10.3	Live from the basement of the YouTube headquarters, it's the Stacking Benjamin's show.
0:20.7	Oh! YouTube headquarters, it's the Stacking Benjamin Show.
0:33.7	I'm Joe's mom's neighbor, Doug, and how about we talk about fear?
0:39.1	What should you fear and not fear when it comes to investing? We'll dive into fighting fear on today's show. But of course, we already know you don't need to fear that
0:44.9	I'll forget your favorite part of the show. I mean, the fans go so crazy for it. They've never
0:50.0	let me forget to deliver my amazing trivia question. And now a guy who's always afraid Andy's ice cream shot might run out of vanilla.
0:59.0	It's Joe Saul Cahy.
1:03.1	That would be horrifying.
1:05.0	In fact, I have nightmares about that.
1:07.1	Hey, everybody.
1:08.0	Welcome to the guy that keeps Andy's in business.
1:09.7	Joe's All See High.
1:10.6	Everidgeeumoney on Twitter. I literally went to Andy's once a few weeks ago, and I'm walking up to the window and the woman slides the window opening and she goes, Texas Two Step. And I go, how do you know? She's like, that's what you always get. And I realize the person at Andy's knows me, which I don't know if that's good or bad. What is good?
1:27.5	It's a great thing.
1:28.2	You're lactose intolerant.
1:29.7	How the hell are you a regular at the ice cream shop? It's custard. I just love to laugh afterwards. And he's just custard anyway. It's like 45 minutes that keeps giving after. Yeah. And it is custard. Yeah. But the guy that's not custard, he's amazing, sitting across from me at the card table, Mr. O'G's here.
1:46.2	How are you, buddy?
1:47.7	Custard's okay. There's a great milkshake place that I want to try. I saw it on like Shark Tank or the profit years ago. And I requested information about the franchise because I was like, this is going to be a bangor hit.
	...

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