There's a new way of doing finance and a new way of interacting with a financial services consumer,

who I think we really shouldn't call a consumer anymore, we should call a user.

Good evening. I'm Mark Hoxey, and this is late confirmation from CoinDesk, for Monday, September 24th.

We're doing something a little different today. I'm on site at the Concordia

Summit in New York. This is an annual conference that takes place alongside the United Nations General

Assembly, and as you would expect from a gathering of movers and shakers, muckety mucks and do-gooters,

both in the private and public sectors, there's a lot of blockchain discussion

on the agenda. During the event, I sat down with several influential figures from the

blockchain world, and over the next few episodes, we'll be sharing some of the highlights

of those conversations. Today, we'll be exploring a question I asked all of our guests.

Where are we in the hype cycle?

For those unfamiliar, this is the famous model created by Gartner of the peaks and valleys

of enthusiasm and more importantly investment that any new technology goes through.

There's the peak of inflated expectations,

the trough of disillusionment,

the slope of enlightenment,

and the plateau of productivity.

You get the idea.

So where is blockchain in this picture?

In just a few moments,

we'll find out what Brian Bellandorf from Hyper Ledger thinks.

But first, a word from our sponsor.

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