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Today's main event, complete guide to United's couponized cards.

Frequent Miller on the air starts now.

A few years back, American Express introduced the coupon book.

That is, they refreshed their platinum card, and what that meant is they increased the annual fee and added a whole bunch of ways that you could get more than that back, you know, as statement

credits or other kind of rebates and things. But they were all for like specific things you

had to do that could easily be things that where you'd have to spend more than you would have

otherwise in order to get those rebates. And so we looked at all those

things and we started calling them coupons. And we started calling the new platinum card,

the coupon book. But that term was like based on this idea that it was just the platinum card.

And the problem is over time, Ammec started doing the same thing to other cards, adding higher annual fees and more coupons.

And now the plague has spread to Chase and United, like in a big, big way.

You know, Chase and United have embraced this idea, and they've won up Amex in like every way with their new United Card lineup.

Never underestimate the appeal of the coupon book, or at least the perceived appeal of a

coupon book, I guess, is the moral of the story, because my goodness, issuers seem to think

we want more and more of these coupons. We'll talk more about that today. If you want to jump ahead to a specific segment or you want to go back to something later on, don't forget, you'll always find the timestamps in the show notes. Just expand the description box so you can see the timestamps. And that's also where you'll find links to more information about all the stuff that we'll be talking about. Of course, you can always just Google Frequent Myler and whatever the topic name is. And you'll probably find it as well. Wherever you're watching or listening to this, don't forget to like the video or the podcast. Give us a thumbs up. Leave us a review with some stars, that type of thing. We appreciate all of that stuff. All right. Let's drag out this week's giant mail bag. All right. This week's giant mail is in reference to last week's podcast called Getting Started

with Points and Miles.

Denby writes in.

Denby says, I'm a longtime listener to the FM podcast and a player in this game.

Longtime player that means.

My member since, so that's the thing that's on like your

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