College, Targets, and the Middle-Class Lies
The Cardone Zone
Grant Cardone
4.8 • 4K Ratings
🗓️ 24 December 2025
⏱️ 53 minutes
🧾️ Download transcript
Summary
In this episode, Grant Cardone challenges one of the most accepted assumptions in society: that college is the safest path to success.
Drawing directly from his bestselling book "The Wealth Creation Formula", Grant exposes how higher education has become a financial trap. 4 Years out of the workforce, massive student debt, and no guarantee of meaningful income often lead graduates into low-wage jobs.
Grant breaks down why the real cost of college isn't just tuition, but lost time, lost earning power, and delayed financial independence. He also reframes the idea of "targets," explaining why becoming a millionaire is not the real goal. The true objective is freedom, control over your time, income, and choices. Without that context, financial targets can be deceptive and leave people chasing numbers instead of outcomes.
This episode serves as a practical guide to escaping the middle-class mentality, questioning conventional advice, and redirecting focus toward income creation, skill development, and real-world experience.
Follow us on all social media platforms, visit GrantCardone.com, and listen on SiriusXM Business Radio for more from the Cardone Zone.
Transcript
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| 0:00.0 | Hey, welcome to the Cardone Zone, my newest podcast where every week I'll bring to you a new celebrity, |
| 0:06.7 | artists, athletes, some of the top people in their field, CEOs from around the world, running the world to give you their insights, their knowledge, and their breakthroughs. |
| 0:15.6 | Look, these people came from nothing just like I did. So get ready with Uncle G. You're in for the ride of your life where we're |
| 0:21.7 | going to 10x everything you thinks, the way you work, the way you act, and the way you roll every single |
| 0:27.5 | day. Make sure you subscribe and comment. Love to see what you're talking about. Get ready for today's |
| 0:32.9 | show. Here's the slightly harsh truth. If you're not reaching your full potential every day, look, |
| 0:39.1 | you're already broken. I didn't say broke, by the way, I said broken. And I can be broke. I'm broke |
| 0:44.3 | most of the time. I don't have money most of the time, but I'm never broken. I want you to really |
| 0:48.4 | think hard about where you are right now. Is it a formal education that you need right now? |
| 0:53.1 | Is it really another degree or another |
| 0:55.3 | course? And maybe it is right for you depending on what your careers. But if you're any of the |
| 1:00.6 | following things, a visionary, a big thinker, someone who loves to create, you're a creator, |
| 1:06.0 | someone who wants more out of life and you're never satisfied, someone who wants passive income, |
| 1:10.6 | you don't want to earn income, you want to not do anything and you want to be paid. Someone who wants to multiply their income. Maybe you're making 10,000 a month and you want to make 100,000 a month or you want to make a hundred thousand a week or a million a day. Are you someone who wants to build a life that only very few people are willing to sacrifice in order to |
| 1:28.1 | make it happen? Are you one of those people that wants to be the top 0.001%? See, that's me. I'm all |
| 1:34.2 | those things. Visionary, big thinker. I love to create. I want more out of life always. I want more |
| 1:40.2 | passive income that I don't have to work for, but I want earned income too. I want to multiply |
| 1:44.4 | my income stream so I have thousands, tens of thousands. Imagine hundreds of thousands of ways |
| 1:49.4 | for money to come in every day. Someone who wants to build a life that could last beyond me, |
| 1:54.2 | that people would write things about me later and say, my God, that guy came from the bayou. |
| 1:58.2 | Now he flies right by you. Put that one down. Then I know for a fact, school will hold you back. If you want any of these things, institutions will hold you back because they're not visionaries, big thinkers. They're not creators. They're learners. They're students. They're not practitioners for the most part. And look, if you don't want to stress about your finances, your job, or if you |
| 2:17.7 | can't keep your home, you absolutely don't want to put yourself in a position where you can't enjoy |
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