Coast FIRE with $900k by 40 in Colorado | Suzy May

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 25 March 2026

⏱️ 33 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

What does it mean to reach Coast FIRE in your late 30s and how does it change your life? In this episode, we sit down with certified financial educator Suzy May to discuss how she and her husband reached Coast FIRE with $900,000 invested before age 40. We talk about how starting early, maintaining a strong savings rate, and investing consistently allowed their portfolio to grow to a point where they no longer need to aggressively contribute to retirement. Suzy shares how Coast FIRE has given their family the freedom to slow down, work less, and design a life filled with travel, flexibility, and meaningful time with their kids. We also discuss the emotional shift that happens when you move from wealth building to wealth enjoying and how families can define success beyond the numbers. If you’ve ever wondered what happens after you build a strong investment foundation, this conversation will give you a real-life look at how Coast FIRE can create more options for your family. Carpe Diem! Resources & Links Own Your Time (Andy’s book): https://marriagekidsandmoney.com/book Suzy May Website: https://suzymaywander.com Wander World School Podcast: www.wanderworldschool.com Monarch Money: https://marriagekidsandmoney.com/monarchmoney Credits Host: Andy Hill Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	This episode is sponsored by my new book, Own Your Time.
0:03.0	I wrote it for parents who are doing everything right on paper, but still feel stretched
0:07.1	thin.
0:07.9	Own your time gives you a clear path to take back control of your money, your work, and
0:12.4	your family time.
0:13.7	Find it on Amazon or Barnes & Noble.
0:15.9	Own Your Time by Andy Hill.
0:19.2	It's important to recognize that when you do switch to coasting, you are probably going to have
0:23.2	some emotional changes that come with that.
0:25.5	You're not going to have that dopamine hit of tracking how much savings you're doing every
0:30.5	month and setting these like awesome, cool savings rate goals, right?
0:34.6	And so we have found that we really need to track other ways to know that we're
0:39.1	building the awesome life that we want to live.
0:47.4	Investing for retirement takes time, patience, and consistency. Eventually, you're going to reach a point
0:53.4	where you don't need to contribute any more money to hit your retirement goals.
0:57.4	And that's what we call Coast Fire. On our Coast Fire segment today, we're going to interview certified financial educator Susie Mae from Colorado.
1:06.0	Susie and her husband Mark recently hit this Coast Fire milestone in their late 30s. Today, we're going to learn
1:12.4	how they accomplish this family financial goal and how this affects their journey going forward.
1:17.2	Welcome to the show, Susie.
1:18.4	Thank you so much. It was so great to meet you at FinCon. I've been inspired by your podcast
1:22.3	for years. So this is great to be able to connect like this. Thank you.
1:25.4	I love that. I love hearing that you've been
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Andy Hill, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andy Hill and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.