Clueless Failure Will Die In Poverty

Financial Audit

Caleb Hammer

Investing, Self-improvement, Education, Business

4.4 • 899 Ratings

🗓️ 6 March 2024

⏱️ 55 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

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Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:15.1	We are in your corner, and you took this last year, and you said, no, I'm going to come back on and nothing's done. Usually I'm pissed about someone's situation, not their actions, but since you've been on here and chose to do this, I'm upset at you because your future matters and you chose what you did that it clearly doesn't. My name is Candace. I'm 34 years old. I'm from Temple, Texas, and this is financial audit. So what do you do for a living?
0:39.8	I am a product photographer. That's right. That's right. Yeah. Okay. So, I mean, I have your whole
0:47.0	thing. We watched your episode and we're coming back for a follow-up. This is a follow-up.
0:51.0	This is this. You do not have to have seen the first episode. This is like any other financial audit. So here we go. We're jumping into us. I'll get product. Now, you were making $48,000 a year last time or $4,000 a month. What are you making now? So I think now it's like just under 50k and I bring in.
1:11.6	Well, it was just under 50K.
1:13.6	Well, so you got like a thousand five hundred more?
1:15.6	Yeah, yeah.
1:16.6	Okay.
1:17.6	And so post taxes, I bring home 3,000 and then 200 of, well, 100 of each of my checks go into so-fi savings just so I can have like
1:32.6	it automatically goes in the savings so I don't even see it it just goes in there I don't think
1:39.2	that was a part of our plan though no it wasn't a part of the plan, but I wanted to... Then why are we deciding to do that, especially when you've gone into more, like, debt?
1:52.2	Well, I wanted to have an emergency fund. I needed something.
1:55.9	Yeah, you didn't have a one month saved up? No. Okay, well, one month saved up. Obviously, that is a part of it.
2:01.3	So it's been a year.
2:03.4	Yeah.
2:04.2	Give us the rundown because this doesn't look like things are fantastic.
2:08.8	Um, by any means.
2:10.8	It's, it's been a year for sure.
2:12.8	I've definitely done a lot more and accrued a lot more, not a lot more debt, but more debt.
	...

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