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Investments in HCM funds involve risk, including possible loss of principle. There is no assurance that the funds will achieve their investment objectives. Investors should carefully consider the investment objectives,

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HCM funds are distributed by Northern Lights Distributors, LLC.

Member Finra, SIPC.

Northern Lights Distributors, LLC, and Howard Capital Management, Inc. are not affiliated.

Please stay tuned for important disclosure information at the conclusion of this episode.

Hi, and welcome to the Longview.

I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

And I'm Dan Lefkowitz, strategist for Morning Star Indexes.

Today on the podcast, we welcome back Cliff Asness.

Cliff is a founder, managing principal, and chief investment officer at AQR Capital Management.

Cliff writes often about investing in financial matters on AQR's website and has been a prolific researcher throughout his career,

with his contributions appearing in many of the leading scholarly journals, including the Journal of Portfolio Management,

Financial Analyst Journal, the Journal of Finance, and the Journal of Financial Economics.

Before co-founding AQR, Cliff was a managing director and director of quantitative research

for the Asset Management Division of Goldman Sachs.

Cliff Asnus, welcome back to the Longview.

Thank you for having me.

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