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It's my pleasure to welcome you to the Clark Howard Show where it's all about you learning ways to

keep more of what you make. Coming up later, there's a strategy more and more first-time homebires

are using to be able to get in a home sooner before you've been able to save the down payment

you'd like to save. But it comes with a big drawback I'll share with you. So I for years have been a

huge fan of how nurse practitioners and physicians assistants are the key to improving the quality

and access to health care in the United States. And I've been like a broken record about it.

And it's generated a lot of negative response from medical doctors that I'm encouraging people

to receive inferior care. But the math says we just don't have enough doctors available, especially

in any primary care field. Because after a doctor has been through the years of medical school,

and in many cases has a large pile of student loans, a medical doctor is more likely going to

veer towards a specialization and not towards primary care and pediatrics or adult or family

practice because the pay is not anywhere near what the specialist earn. Well, the marketplace is

speaking. And now roughly one quarter of primary care in the United States is provided now

by nurse practitioners. That doesn't even account for the amount being done by PAs.

And that's from a new study in health affairs, which I guess is a is a trade journal. But

the shortage of doctors continues. And I have been to PAs, NPs, and of course MDs over the course

of my lifetime. And there is a significant potential advantage to choosing an NP or a PA as your

primary medical provider versus an MD. And the advantage is that medical doctors are under such

enormous pressure for productivity to see patient after patient after patient after patient.

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