Welcome to the Clark Howard Show where it's about your empowerment with knowledge so you

can save more and spend less and don't let anyone ever rip you off.

So that's what we're about.

Save more, spend less, don't get ripped off.

And so my job is to help you do just those things with advice, guidance, information,

and answers to your questions.

And there are times you're listening into our radio show or our podcast and you're like,

Clark, are you out of your mind?

Or why didn't you say this?

Or you're completely wrong on that?

And you're saying that to yourself, I need to know that.

I don't need you to go away quietly, disappoint it.

So that's why on Clark.com you can go to Clark Stinks, in post, where you feel I need

some constructive criticism.

And I take it just as that because this is a show where we all learn together.

So once a week our producer, Chris, that goes through the posts on Clark Stinks that you

can check them all out by the way at Clark.com and shares highlights with you right here

on the air.

I should have never encouraged you to speak.

You know what you think?

I'm pretty stupid.

You should be ashamed of yourself.

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