It's my pleasure to welcome you to the Clark Howard Show, which is about your empowerment

with knowledge so you can keep more of what you may.

Think about what I just said.

You being empowered with knowledge so that you can fatten your wallet, make better decisions

financially, help family member, help a friend, and so you rely on me to give good guidance

and good advice.

When I don't do that, that's terrible.

And I need to know from you when you feel I'm not delivering on the mission of this show.

And that's why gosh must be 15 years ago, we set up Clark Stinks on Clark.com so that

you could let me know areas where maybe I don't have the whole story or maybe the way

I see it is not how you see it.

And so you post on Clark Stinks and others get to read it.

They can then comment on it.

They can start their own comment line if there's something else that you've reminded them

of that they think I should do better.

And then once a week, producer Krista goes through your posts on Clark Stinks and shares

highlights with you here on the air.

I should have never encouraged you to speak.

You know what you think?

I'm pretty stupid.

I'm thinking of yourself.

Maybe I'm wrong, maybe I'm wrong.

...