Sometimes running a business can feel like cycling uphill with square wheels.

But zero online accounting software can help predict the future cash flow of your business.

So you can stay one step ahead. Soon it'll feel more like free-wearing downhill.

On a tandem! What, mate? With a messer on the back.

Oh, that's nice.

Search zero with an axe. Because healthy business is beautiful business.

I'm so glad you're here with us on the Clark Howard Show where it's all about you and that wallety yours.

I want you to learn ideas to me so you can keep more of what you make.

And you can follow me at facebook.com slash Clark Howard.

Coming up today instead of a Clark rage, we're going to have a sizzling deal for you.

It's going to fatten your wallet potentially.

And later, the Federal Reserve raising interest rates again.

That can be both a plus and a minus for your wallet.

I want to tell you whether the trend is your friend or not with interest rates rising in the United States.

So a big brujaha about a federal court ruling that allows AT&T to get married to time Warner.

And a day out reading the media coverage of this is fascinating because a lot of the stories written or woe is me, woe is you, woe is the United States of America.

That this merger of AT&T and time Warner is the end of life as we know it.

Well, let me tell you something that's not true.

It is true that this is going to set off a wave of mergers and know this that when big entities merge, it is never out of strength.

It's always out of weakness.

I mean, let's take AT&T.

AT&T is a mediocre operator with historically poorly managed operations, questionable customer service, a company that has a lot of trouble executing.

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