It's my pleasure to welcome you to the Clark Howard Show where it's all about you and

that wall of the yours.

I want you to learn ideas to me so you can keep more of what you make.

And by the way you can follow me at facebook.com slash Clark Howard.

We are doing a series called Back to Basics.

The first installment of it was about buying new and buying used cars and also how to

pay for them.

And you can find that podcast information if you missed it on radio or you didn't hear

the podcast of it.

You can hear it if you go to the Car Buying section on Clark dot com.

Today's topic is buying a home.

If you think about it we did cars now we're doing homes and this is a continuing series

of back to basics topics because cars and homes are the two biggest holes in anybody's

budget right.

So knowing how to do it knowing how it's played how the system works is what's so important.

So in today's installment I'm going to talk first about how to finance the house and

then later I'm going to talk about the home buying process.

So let's get right to it with what are the things you need to know about financing a

home.

And I like for you months before you plan to buy roughly somewhere around four months

out.

I want you to do something normally I would not recommend and that is I want you to get

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