Welcome to the Clark Howard Show where it's all about you and your wallet.

I want you to learn ideas to me so you can keep more of what you make.

Now that is my promise to you.

But there are times that you feel I don't deliver on that promise.

The information I've given is incomplete, misleading, inaccurate or just plain dumb.

And that's why we have Clark Stinks.

It's where you can go on Clark.com and post where you feel I have failed you.

I have failed to deliver in whatever way.

And so you post away, others read your posts, others can comment on your posts.

And then once a week, producer Krista goes through your posts on Clark Stinks and shares

her favorites with you right here on the air.

I should have never encouraged you to speak.

You know what you think?

I'm pretty stupid.

You should be ashamed of yourself.

Well, maybe I'm wrong.

Maybe I'm wrong.

Maybe you're right now.

Before you get started, Krista, I think since you and I have worked together since 1997,

that you should have one entire Clark Stinks where you can unload with all the things I've

done over the years that you think absolutely stink.

I couldn't.

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