I'm glad you're here with us on the Clark Howard Show where it's about you and your wallet

I want you to learn ideas me so that you can keep more of what you make.

You can follow me at facebook.com slash Clark Howard.

Coming up, I've got something for you I have never had before.

A Clark Rageist moment and Vanguard together in one.

I'll tell you how Vanguard made the Clark Rageist moment and later there are two new big

breaches.

Actually there are three new breaches going on right now.

I'm going to tell you what precautions you need to take with the latest data breaches.

I want to talk about the yo-yo that the stock market is on right now.

I was flying yesterday and at the gate I had three different people come up and ask me

about what they should do about their 401k's.

One guy, well two or 401k, one was a guy who had investment accounts and wanted to know

what they should do.

This you'll get a kick out of.

I didn't even know the stock market was having a bad day yesterday because I don't pay

any attention to my investments except four times a year at the end of each quarter.

I figure out how I'm doing well, how I'm not doing so well.

I track that on a quarterly basis and ignore the news in between because if you follow investment

news too much, you'll mess up.

You'll make a change that puts you in danger because emotion is speaking instead of reason.

When my plane landed, a fourth person stopped me to talk about her money and felt like the

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