Great to have you along here on the Clark Howard Show, where it's all about you and that

quality yours.

I want you to learn ideas from me so you can save more and spend less.

And don't let anyone ever rip you off.

Clark.com's our main website and ClarkDeals.com where you go to save money leading up closer and

closer to Christmas.

Three weeks from today.

So your time is starting to slip away bit by bit, not for shopping till Christmas, but

for deals for Christmas, which really the deals close out.

The true deals by the end of this week is the last couple of weeks.

Those are people who look at shopping for Christmas as a chore and retailers take advantage

of that and don't offer the same level of deals.

Now, speaking of deals, there's a deal I got this weekend that has caused an uproar on

Facebook.

The guy who hates gift cards so much is smiling holding a gift card.

I'll explain why people are Clark-raged at me and why you can decide have I committed

my own Clark-raged in just a little while.

And the Senate has passed its version of a tax cut bill.

House did so weeks ago and they will have to come to a meeting of the mines between the two

houses of Congress.

But I want to tell you the parts that are nearly 100% certain that are things that will affect

you that are clearly almost certainly part of whatever bill reaches the president's desk.

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