It's great to have you here on the Clark Howard Show where it's about you learning ways

to save more, spend less, and don't let anyone ever rip you off.

Clark.com is our main website, ClarkDeals.com is where you go to save money each and every

day, coming up a half hour from now.

It's been a source of the Clark Rages moment.

I don't know how many times over the last year, cryptocurrency, things like Bitcoin, and

we were talking about it as a crew and it seems that I have gone so shorthand on it that

the Clark Rages moments have not really explained well what is this phenomenon known as

cryptocurrency.

I'm going to go back to basics and tell you what's going on, what you need to be aware

of, what you need to be wary of as well.

I want to talk about something that seems to be polarizing among listeners to our show.

And that is when you hear somebody call up who's saving money here, saving money there,

saving money everywhere.

And they're asking me, well, where should I put more money?

Because let's face a lot of people are just struggling to make ends meet every month.

And then there are others that it seems like money is almost falling out of the sky.

And there are times there are people who make a great deal of money that are calling

asking me about saving.

But most of the time when you hear me drill down with somebody who's saving a lot of money,

they generally are not people making a huge income.

And there are people who say, well, no one with kids could ever save money like that.

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