Nautic nature is ever changing and unpredictable.

Shifting between wind, sun and rain, but one thing is certain, this landscape shares its

goodness with us all.

Yard is the delicious plant-based oat drink, made with simple, all-natural ingredients,

and organic oats grown and harvested in Nordic fields.

Yard, inspired by Nordic nature, find it in the chill, deri alternative's aisle.

It's great to have you here on the Clark Howard Show where it's about you and that quality

yours.

I want you to learn ideas to me so you can keep more of what you make.

Clark.com's our main web address and ClarkDeeals.com where you go to save money, each and every

day.

Coming up in just a few minutes.

It's hard to believe, but it's been right around a decade, which I never would have known

if it weren't for seeing an item in Market Watch, since the Bernie Madoff scandal first came

to life.

The huge Ponzi scheme, the all-time record Ponzi scheme in the United States.

I got something crazy to tell you in today's Clark Rage related to Bernie Madoff and how

it affects you and your wallet.

And later yet, if you like listening to audio books, you like reading, how about being

able to easily do so for free?

I'm going to tell you what you need to know.

So when I'm about to share with you, first I'll read the headline.

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