It's great to have you here on the Clark Howard Show where it's about your empowerment

with knowledge so that you can keep more of what you make.

Clark.com is our main website, ClarkDeeals.com, where you go to save money seven days a week.

So a lot of things go wrong in the world.

There's been a lot of natural disasters.

But how can you cope?

How can you even thrive in a time that seems like things are coming apart sometimes at the

seams?

I want to tell you how many people successfully do so and help others at the same time,

coming up later this hour.

I want to talk about something that I've noticed watching football.

Something you may not know about me.

I don't watch television at all.

I can't tell you who any actor is, any show.

I don't know anything about any movies or movie stars.

I know nothing because TV entertainment is not part of my life.

My TV though goes on each September and stays on till early February.

Why?

Because I am a football fanatic.

And so being a football fan, I have roughly five months a year that I get to see what's

going on in advertising.

And two things I've noticed is that most people in ads now are one third my age.

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