It's my pleasure to have you join us here on the Clark Howard Show where it's about you

and your wallet.

I want you to learn ideas so that you can save more, spend less, and don't let anyone

ever rip you off.

Clark.com is our main website, ClarkDeals.com where you go to get all the bargains.

So we're getting a bargain coming up in a few minutes.

A story that proves the customer is not always right.

Today's carcragious moment.

Some people are being charged with running a theft ring from an online retailer.

And the retailer was really generous and it turned out that criminals figured out how

to exploit that and tell you about that in a few minutes.

And speaking of being exploited, the banks are added again.

ATM fees are in the stratosphere now.

That's why I want you to find a new bank during our SwitchDitch Save campaign.

I'm going to fill you coming up later.

The Equifact CEO is testifying before one of his show trials.

Today in front of a US House committee, and it's now the former CEO, Richard Smith.

And he has stayed strong before the committee.

He has not crumbled.

The committee members are grandstanding and they are trying to show that they are there

for you and me finally.

But the answers are illuminating.

...