It's my pleasure to have you here on the Clark Howard Show where it's about your empowerment

with knowledge so that you can keep more of what you make.

Clark.com is our main website, ClarkDeals.com, where you go to save money.

And coming up in just a few minutes, instead of a Clark Rageist moment, we're going to have

a sizzling deal for you.

And later yet, do you know, and this is something I've been noodling since a call I had yesterday,

do you know that in many people's circumstances, it's now cheaper not to own a car at all?

I'm going to tell you how that plays, who that works for, and what you're likely to save.

So we have this site, ClarkDeals.

And one of the things I want you to know about any blogger, any site that writes about products,

tells you about deals, that there's always a danger in this era that the reviews you read

online are fixed, that someone has paid kickbacks under the table money, whatever, to get

positive reviews, that people who write reviews and also receive commissions on product,

may in fact be getting overrides, the more they write glowingly about something, the more

units that are sold to that product, from people clicking through from the review site,

and it becomes an unholy alliance with objectivity being sold out and you being sold something

that may or not be any good anyway.

And there's an example I wanted to give you years ago, I told you about a breakthrough company

in the sale of mattresses, an industry that had been very tradition bound, had not really

adapted to the modern era, and mattresses were unusually expensive for what they are, and

not necessarily comfortable, and people didn't like the sales process, the buying process.

And Casper came into that market with this bed that came in a small box, and then with

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