Glad you're with us here on the Clark Howard Show where it's about you and that wallet

of yours.

I want you to learn ideas to me so you can save more and spend less.

And don't anyone ever rip you off, speaking of which, is it a rip off buying a lottery

ticket with all the buzz that's going on right now about mega millions?

I'll give you some information.

You may not want to know in today's Clark Rage's moment.

And later, wow, even cities in Florida getting snow and a storm roaring up the East Coast,

it's going to cause a lot of problems for people.

What are things that if you were hit with unacustomed cold weather that you should be

about and you should do?

How do you properly prepare for something that, well, that was supposed to happen somewhere

else, not where I am, and talk about that later?

Right now though, I don't know if you heard the stock market continues to climb to the

sky.

The thing that the media talks about the Dow Jones industrial average broke 25,000.

That is a reflection of mathematical formula weighing the value of 30 stocks in the United

States.

And so the Dow for some reason, the media reports on that it's not a significant index.

The one that matters is the one called the S&P 500, which accounts for 500 largest publicly

traded companies in the country, the weighting of the index, more sophisticated.

And it's more relevant to most of us that would own stock the way most people do either

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