It's great to have you here on the Clark Howard Show where it's all about you and your wallet.

I want you to learn ideas to me so you can save more and spend less and don't let

anyone ever rip you off.

Clark.com's our main website, cartdeals.com, where you go to save money.

Being is saving money.

Coming up in just a few minutes and today's car grade just moment.

There's this crazy stuff going on in Washington.

Well, that's not new, right?

Where if you are cheated by a mutual fund company, you won't have any recourse or any rights.

They'll be above the law.

But I'm going to tell you why I don't even care and tell you the way you protect yourself

if you take hard earned money of yours and you're investing it for your future.

And later yet, speaking of protecting yourself with Toys R Us and so much trouble, now closing

Azillion stores, there's special news in that for you with Toys R Us or any other retailer

that you've got to know to protect yourself and protect your wallet.

I want to talk about something that is going to be an ongoing conversation and involves

the FCC by a ridiculous 3 to 2 vote.

Nothing that is a major change and the way things work should be done on a contentious

split vote.

It's just not healthy for the country.

And so we've been going back and forth with 3 to 2 votes on what's going to happen with

monopoly cable companies and phone companies being able to set up toll gates on the internet

...